Anticipating a possible accident during a day of telework photo credit: GettyImages Since the health crisis, remote work has developed a lot and more and more companies are allowing their employees to telework. When you work from home, you wonder about the need to take out specific insurance. Who of you or your employer is … Read more
(Photo credits: Adobe Stock – ) We are going through a particularly difficult period for active equity management. The change in market structure is increasing the value of “super growth” shares, the core performance of the best funds. Artificial intelligence makes it possible to select funds with great robustness and without cognitive bias. It can … Read more
The Economic Analysis Council wants to rethink inheritance and toughen the tone on life insurance photo credit: GettyImages The candidates for the presidential election have timidly taken up the question of inheritance through the prism of donations and inheritance rights. They do not seem to want to go back on the advantageous tax framework of … Read more
(Photo credits: Adobe Stock – ) Life insurance benefits from significant advantages in the form of tax relief. What is it about ? How many deductions does life insurance have? How do they relate to the deductions applicable during a succession? Our explanations. What is a tax allowance? A tax allowance acts as a reduction … Read more
The group loan insurance contract has many advantages (Photo credits: Adobe Stock – ) Leader in the home loan insurance market, the collective contract has certain advantages for many individuals wishing to guarantee a home loan. The group borrower insurance contract is the most widespread Borrower insurance is almost systematically requested by lending institutions to … Read more
For some years now, it has become impossible to reconcile return and security of capital. (Photo credit: 123RF) France Assureurs presented the key figures for life insurance for the year 2021. The fall in the return on funds in euros has revealed a growing need for diversification of savings, leading to the rise of managed … Read more
The health questionnaire is often a mandatory step to take out borrower insurance (Photo credits: Unsplash – Hush Naidoo Jade Photography) Although it is not mandatory, most insurance companies ask you to complete a medical questionnaire when you take out a mortgage loan insurance contract. A step that is often overlooked and yet far from … Read more
(Photo credits: Unsplash – Chris Barbalis) Real estate investment companies (SCPI), with a distribution rate of 4.45% in 2021, appeal to investors attracted by the return on this investment as well as by the tangible nature of real estate. Collection therefore started to rise again in 2021 after a significant drop in 2020 due to … Read more
(Credits: © Jirapong – stock.adobe.com) A major reform of creditor insurance came into force on June 1, 2022, and some detrimental consequences for consumers are already being felt. What are they ? By MoneyVox, Up to 40% increase in borrower insurance contributions since June 1: this is the observation made by the spokesperson for Magnolia.fr, … Read more
What are the guarantees that make up borrower insurance? (Photo credits: Adobe Stock – ) Backed by a mortgage, the borrower insurance takes over in the reimbursement of the bank in the event of default by the borrower. But what are the specific scenarios that can be supported? Do you understand the concepts of disability … Read more